Did you find your dream home only to discover that you had to jump a number of different hurdles, which included confusing paperwork and dealing with a number of different banking staff members, only to find out that your home loan application has been declined?
Did the bank issue you a generic letter declining your deal, due to some arbitrary reason that is foreign to most members of the public? Which left you wondering if this is the end of the homeownership road? Or were you just told to just walk away or to come back another day which means that you now have to either go back to living with your parents or continue to rent? And pay off your landlord’s home loan instead?
This is why you need the free services of a Bond Originator, your “middle-man” or the go-between licensed associate to a market-leading aggregator, someone who contracted to all of the main banking institutions in South Africa.
The right Bond Originator can remove the stress of attempting to raise finance. As we understand what the banks are looking for, and have the experience and know-how of all their requirements, which is sometimes quirky to an individual. We ensure the banks are given the right information and in the correct format, to secure an outstanding home loan rate for your needs. This experience along with our excellent negotiation skills gives us maximum opportunity to secure finance that has the best financially beneficial interest and terms to suit YOUR lifestyle.
Another one of our strengths is being known for turning rejections into approvals.
WHAT WE DO
- We prepare all applications and supporting documentation required to issue bonds, and we initiate an accurate assessment in terms of affordability, credit bureaux scoring and checks so that there are no stumbling blocks that you may be unaware of on your personal credit report.
- The fact that we are contracted to the four major banks and numerous other financial institutions, we can guarantee you get the best possible deal.
- We are convenient and process the full transaction electronically, so we alleviate the monotonous queueing in banking halls.
- We negotiate better rates on your behalf, even with your own bank.
- Our turnaround times are far quicker than dealing with any bank directly. As the banks are aware we supply to multiple institutions and they need to have a sharp pencil with a quick response or they will not be considered. We have service level agreements in place with the key players, and fixed resources to follow up on any outstanding applications.
- Our services are 100% FREE of charge, with no hidden costs, no contracts and no obligations to you. So you can enjoy all the benefits of using a Bond Originator without spending a cent. The preferred bank that you select will pay us a once-off commission upon registration of the bond.
HOW WE DO IT
- Our communications platforms are via email, mobile or WhatsApp.
- We will email you the application form with a list of the supportive documents that will be required for your specific application.
- Applications are submitted simultaneously and we usually have feedback within 3-4 business days.
- Upon our receipt of Approved in Principle (AIP), we will instruct the bank/s to proceed with a physical evaluation of the property you are wishing to purchase.
- We will then furnish you with all the bank quotations, detailing the interest rate, monthly instalments, and terms and conditions.
- You choose the best quote that suits your budget and needs and we instruct attorneys to proceed to transfer the property into your name.
- We are ready and available to answer any questions about your bond and the large confusing contract that the banks will ask you to sign.
Having the right person by your side will ensure that you have peace of mind while buying your dream home!
FOR MORE INFO
Martin: 082 447 3463
Kim: 079 835 1476