One of the first things that the bank will do when determining the value of your home loan is to look at your CREDIT SCORE!
You can take these actions to improve your credit score…
1) Always double-check your credit report and ensure that you contest any inconsistencies
2) Always pay your accounts with the full instalment and ensure that you pay on time
3) If your payments are incorrectly marked as late then ensure that you contest your credit report
4) Pay off as many outstanding debts as you can so that you improve your credit ratio
5) Avoid using any unnecessary credit and making large purchases
Contact Select a Bond for a no-obligation FREE assessment to find out what value of the home loan you may qualify for!