by Martin Young | Mar 27, 2023 | News
Depending on the type of home loan you need will determine the documentation required to secure a loan: Salaried individuals will require: • Provide 3 latest payslips, if you earn a regular commission or overtime, you will need to provide the last 6 months’...
by Martin Young | Mar 27, 2023 | News
How to save money using your home loan and compound interest! All home loans use compound interest, and to understand how to save money you need to understand how compound interest works: Compound interest takes into account the total balance owed, rather than just...
by Martin Young | Mar 27, 2023 | News
Do you know who is responsible for the Certificates of Compliance when buying and selling a property? To ensure that a property is in good order the following Certificates of Compliance are required when selling a property: 1) Electrical Certificate of Compliance:...
by Martin Young | Feb 23, 2023 | News
The better your credit score the better your opportunity is to successfully acquire a home loan from the major banks! Your credit score is based on your credit behaviour which includes if you pay your accounts on time, how much debt you have (exposure) and how it...
by Martin Young | Nov 15, 2022 | News
To celebrate the end of 2022, Select a Bond will be running a competition for ALL Real Estate Agents regardless of the agency they work for! As all are welcome to participate! Any agent who submits and succeeds with bond approval for R3 000 000 or more, or several...