by Martin Young | Mar 27, 2023 | News
Did you know that the major banks have created attractive packages for First Time Home Buyers? The bank’s offerings are similar but each has its own idea of what will attract a first-time home buyer. So before you go house hunting, talk to us, and we can...
by Martin Young | Mar 27, 2023 | News
When determining the value of your home loan the banks will look at your credit score. This credit score is determined by the following factors: Types of credit 10% It is always good to have different types of credit in your name (credit cards, cell phone accounts,...
by Martin Young | Mar 27, 2023 | News
Depending on the type of home loan you need will determine the documentation required to secure a loan: Salaried individuals will require: • Provide 3 latest payslips, if you earn a regular commission or overtime, you will need to provide the last 6 months’...
by Martin Young | Mar 27, 2023 | News
How to save money using your home loan and compound interest! All home loans use compound interest, and to understand how to save money you need to understand how compound interest works: Compound interest takes into account the total balance owed, rather than just...
by Martin Young | Mar 27, 2023 | News
Do you know who is responsible for the Certificates of Compliance when buying and selling a property? To ensure that a property is in good order the following Certificates of Compliance are required when selling a property: 1) Electrical Certificate of Compliance:...
by Martin Young | Feb 23, 2023 | News
The better your credit score the better your opportunity is to successfully acquire a home loan from the major banks! Your credit score is based on your credit behaviour which includes if you pay your accounts on time, how much debt you have (exposure) and how it...
