Cost-saving tips on where you can save around your house!
Between the petrol, food and interest rate hikes our budgets are getting squeezed tighter and tighter. As you don't want to lose your home or the money you have already spent towards your home loan we have put together 5 tips on where you can save around the house. 1)...
Has your bank declined your home loan?
Did you know that on average 60% of clients had their home loan applications declined by their own bank but approved by another. Our services are FREE to you, so as the buyer you have nothing to lose by allowing us to secure your home loan with an alternative bank. We...
With your FREE Pre-qualification you will receive
Did you know that when Select a Bond provides you with your FREE Pre-qualification you will receive: -Loan amount at prime, and at increased rates should the interest rate increase - Maximum loan amount that may be available to you - Estimated monthly instalments over...
Attractive packages for First Time Home Buyers?
Did you know that the major banks have created attractive packages for First Time Home Buyers? The bank's offerings are similar but each has its own idea of what will attract a first-time home buyer. So before you go house hunting, talk to us, and we can determine...
Your credit score is determined by the following factors:
When determining the value of your home loan the banks will look at your credit score. This credit score is determined by the following factors: Types of credit 10% It is always good to have different types of credit in your name (credit cards, cell phone accounts,...
The documentation required to secure a loan:
Depending on the type of home loan you need will determine the documentation required to secure a loan: Salaried individuals will require: • Provide 3 latest payslips, if you earn a regular commission or overtime, you will need to provide the last 6 months' payslips....
How to save money using your home loan and compound interest!
How to save money using your home loan and compound interest! All home loans use compound interest, and to understand how to save money you need to understand how compound interest works: Compound interest takes into account the total balance owed, rather than just...
Do you know who is responsible for the Certificates of Compliance when buying and selling a property?
Do you know who is responsible for the Certificates of Compliance when buying and selling a property? To ensure that a property is in good order the following Certificates of Compliance are required when selling a property: 1) Electrical Certificate of Compliance:...
The better your credit score the better your home loan!
The better your credit score the better your opportunity is to successfully acquire a home loan from the major banks! Your credit score is based on your credit behaviour which includes if you pay your accounts on time, how much debt you have (exposure) and how it...
The Select a Bond All Real Estate Agents Competition!
To celebrate the end of 2022, Select a Bond will be running a competition for ALL Real Estate Agents regardless of the agency they work for! As all are welcome to participate! Any agent who submits and succeeds with bond approval for R3 000 000 or more, or several...