Do you intend to purchase a new home for your family or purely for an investment? At Select a Bond we are here to make the process easier for you.
Firstly, it is most important that we check your personal Credit Report together with your present affordability based on your gross income and monthly expenses.
What’s next?
As soon as you’re ready to start your home search, contact Select a Bond and we’ll issue your Pre-qualification Certificate. This will give details on you what you can afford, and the legal fees involved, and then you can shop for your dream home with confidence!
Once you’ve found what you’re looking for, and you’ve made an offer, forward your accepted and signed Offer to Purchase, and we’ll get you the best deal on your home loan.
You submit a single application with supporting documents and we apply to multiple banks – including your own – on your behalf. That way, the banks compete to put their best offers on the table, and you can compare multiple offers side by side. For example, put down a 5% deposit and get a lower interest rate, or opt for not saving a deposit and settle for a slightly higher interest rate… you get to choose what’s better for you. A choice of offers means you could save hundreds of thousands of rands over your bond term! Just think of what you could do with that saving – start dreaming now!
To make the transaction even sweeter, our services are completely FREE. We receive a once-off fee from the bank that you choose, but it doesn’t cost you a cent (and don’t worry – it’s not factored into your home loan as many people believe!).
This is your opportunity to jump on the property ownership ladder and your time to bond!
Select a Bond are with you every step of the way!